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To open a SCSS account, senior citizens can visit the post office or bank branch and fill up the form. Senior Citizens Savings Scheme (SCSS) Post Office Senior Citizens Savings Scheme has been notified with effect from August 2, 2004. This essentially means that claims can be sanctioned even if there is no succession certificate, probate of will or letter of administration of the deceased estate by the claimants. The interest rate is set each quarter and is currently at 7.5 per cent per annum, payable monthly. The payment can be made directly to depositor’s account through ECS or post dated cheques.

Earlier the interest rates used to be announced yearly once. PPF, SCSS, post office savings schemes: Rules for death claims relaxed The Department of Post has, via an order dated, May 20, 2019, amended the powers of various authorities to sanction claims of heirs of deceased people. Check Senior Citizen Saving Scheme 2020 Revised Interest Rate and Download SCSS Application Form to open Bank Account. Senior Citizen Saving Scheme (SCSS) [Post Office and SBI] Our silver generation – the senior citizens! SCSS Interest Rate SCSS Interest Payment: The interest earned is paid on the last working day of every quarter – March 31, June 30, September 30, December 31.The payout date remains constant irrespective of date of deposit. Post Office Senior Citizen Saving Scheme Senior Citizen Saving Scheme (SCSS) is a post office saving scheme for senior citizens above the age of 60 years. Post Office Monthly Income Scheme (POMIS) Account POMIS is a five-year investment with a maximum cap of Rs 9 lakh under joint holding and Rs 4.5 lakh under single holding. The amendment applies to Public Provident Fund (PPF), Senior Citizen Savings Scheme (SCSS) and Post Office Savings Scheme. The Senior Citizen Savings Scheme or SCSS is a popular small savings scheme meant for providing regular, risk-free income to senior citizens (age 60 or more). How to open an account in post office and its requirements?

These are Senior Citizen Savings Scheme (SCSS), Pradhan Mantri Vaya Vandana Yojana (PMVVY) and Post Office Monthly Income Scheme (MIS). The senior citizens savings scheme is an Indian government sponsored program that is administered to the general public through two mediums- a list of certified banks and the offices belonging to the Indian Postal Department. The SCSS account holder may deposit a minimum Rs 1000 and Maximum Rs 15 Lakh. The Scheme offers a new avenue of investment and return for Senior Citizen.

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